Life insurance death benefits may be used to pay the cost of your funeral and burial expenses. 

It is best to use Whole Life or guaranteed no lapse Universal Life insurance, so that your life insurance policy is sure to be “In Effect” when you pass away. 

However, when you purchase a life insurance policy you choose the beneficiary who will receive the death benefit upon your death. You have the option of changing the beneficiary when you choose to do so. 

The benefici...